Auto Insurance Rates Houston Ranks Most Expensive

Auto Insurance Rates Houston Ranks Most Expensive car owners throughout the US deal with the variety of car provisions in order to get their stress and hassle free auto reliability. Many drivers, especially in the state of Texas, are unaware of the fact that major amount from their bank accounts is spent on their automotive insurances.

FACTORS CONTRIBUTE IN THE INCREMENT OF CAR INSURANCE RATES IN HOUSTON

Houston the most populous city in Texas comprises major metropolitan areas inclusive with the vast terrains and extreme weather conditions. All these factors contribute in the yearly increment of insurance rates to financially aid the car owners.

A DETAILED REPORT STATING THE AVERAGE RATES OF AUTO INSURANCES

Perhaps, according to the latest report by Autoinsurancequotestexas.us, Texas comes in the list of highest rates of car insurances with the increase in 4.4% than the national average. Hereby, it declares that Harris County ranks no.1 in the most expensive automotive insurance making it 11% higher in the statewide average.

If you are a car owner in Houston, this news would bombard you with the information that Texas due to dense population or weather conditions could maximize the insurance rate comparatively to other states. However, the list on the site stated that Michigan has the highest rates of car insurance making it 135.9 % above the national average throughout the US. The lowest rate of automotive insurance was found in North Carolina where car owners pay 41.3 less than the national average.

REASON OF INCREASE IN THE AUTO INSURANCE RATES HOUSTON

The car insurance rate commission analyzed that the insurance rates differ geographically, due to the dense population situated in that area. The list showed 5 major populated counties in Texas with the average cost of auto insurance:

  1. Harris ranked 7 with the average cost of $1,704
  2. Dallas ranked 4 with the average cost of $1,711
  3. Tarrant ranked 86 with the average cost of $1,506
  4. Bexar ranked 39 with the average cost of $1,584
  5. Travis ranked 80 with the average cost of $1,517

HOW FAIR IS THE RATE DISTRIBUTION THROUGHOUT THE STATE?

The state department of insurance should keep up the closer look on the reasons of such uneven distribution of insurance rates. By the law, every individual has to buy car insurance which is rather burdening the poor drivers in Houston.

CONCLUSION

According to the National Association of Insurance Commissioner on the research in the year 2012, the average annual cost of auto insurance was $815 covering nationwide. It is rather apparent how the Auto insurance rates shoot up within a few years.