Insurance quotes comparison from different companies when deciding which policy to purchase you would be better off if you go around window shopping and comparing the auto insurance quotes from different companies. Now this is the trick! It can get very easy if you know what exactly you need to compare. So here is How to compare auto insurance quotes from different companies.
Before you go on to compare auto insurance quotes from different companies, do your homework religiously. You need to jot down your requirements from your insurance carrier. For this you need to conduct a self analysis. Your family status, income, lifestyle, spending pattern all shall department what sort of insurance coverage you will need.
Insurance Quotes Comparison and Consumer Reviews
Once you know what you need from your insurance company you are now in a position to auto insurance quotes comparison from different companies.
First of all you need to compare the consumer satisfaction record of different companies. You can do so by browsing through your state insurance commission’s website. You can also make use of the buyer’s guide which lists your state’s insurance companies.
There are other websites as well that give rating and consumer reviews regarding different insurance carriers.
The reviews are subjective however objective information with respect to financial ratios and complaints ratios are also presented to aid decision making for new consumers.
Comparing complaint ratios is also very important.
You can select your preferred five to six companies and skim through their customer complaint record. Those who have a high consumer complaints records can be deducted from the list immediately.
You can also look out for information listed on the National Association of Insurance Commissioner’s Consumer Information Source. This website lists the total number of complaints listed with each insurance carrier.
You can type the name of your insurance carrier and you’ll get a list of complaints associated with it. and complaints can be related to various factors.
This is also very crucial to note down. For example, some companies disappoint customers through their claim handling services.
Delays in claim handling are a big turn off for customers. Apart from this, there are instances where the company denies your claim right away.
You might the agent through which you signed the deal to intervene in the case and get your claim processed.
This also causes a great deal of worry and discomfort for the customer leading to complaints. Most of the complaints are about claims processing. Other reasons include unsatisfactory payment in lieu of claim settlement.
Some Companies who try to trap customers into legalities which they don’t understand while signing the deal. Often leave customers disappointed when they are refused the amount of claim settlement. Which they expected.
In order to compare auto insurance quotes from different companies, you must also be careful to compare exactly the same coverage for different companies there is no sense comparing apples with bananas! So if you are looking for comprehensive coverage try our portal and get the best insurance quote.